HRB Toolkit

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Strategy & Plan Design

What design best serves this employer?

Shape the employer strategy before implementation details take over.

Start here

ICHRA Design Intake Worksheet Design Risk Review Checklist Class Builder & Tracker Contribution Strategy Builder Geographic Market-Fit Review

Common tasks

Capture employer goals and current benefit context.
Review ALE, non-ALE, QSEHRA, class, and contribution strategy.
Check market fit and geography before recommending a design.
Document design risks, rejected options, and employer approval.

Suggested sequence

Capture discovery and employer goals.
Check ALE/non-ALE/QSEHRA strategy context.
Model class, contribution, and geography choices.
Review design risk and approval evidence.
Hand off implementation, finance, and compliance questions.

Core resources

ALE Status & Monthly FTE Calculator Affordability Review File ALE Strategy Design Worksheet Non-ALE Strategy Design Worksheet QSEHRA Strategy Checklist Employer Discovery & Recommendation Memo Template Contribution Calibration Worksheet Renewal Strategy & Indexing Worksheet

Evidence to retain

Evidence Capture Loop ERISA & Tax Evidence File Compliance Audit Index

Review triggers

Class structure uncertainty
Affordability or subsidy implications
Hybrid class design
Geographic mismatch
Contribution mismatch
Employer approval missing
Renewal budget pressure

Handoff resources

Platform Evaluation & Coverage Gap Diagnostic Regulatory Routing Record Human Review Checkpoint Register

Related duty paths

Finance & Funding

Operations & Implementation

Compliance & Governance